Post-Secondary Program

College & university

First-year money skills

Real money skills for students managing money on their own — budgeting, credit and debt, the registered accounts (TFSA/FHSA/RRSP), and an intro to value investing. Sized for a student club, orientation, or a personal-finance elective. Supports Canada's National Financial Literacy Strategy (FCAC); not tied to the K-12 curriculum.

PDF1 · Money on Your OwnBudgeting on a student income; 50/30/20.↓PDF2 · Credit, Debt & Student LoansCredit scores, good vs. bad debt, the card trap.↓PDF3 · Accounts That Grow Your MoneyTFSA / FHSA / RRSP, and starting early.↓PDF4 · Intro to Value InvestingPrice vs. value, and a margin of safety.↓PDFParticipant WorkbookOne checkpoint page per session; answers in the Facilitator's Guide.↓PDFUnit QuizA wrap-up test across all four.↓TEACHERSUnit Quiz · Answer KeyFree for teachers and facilitators: sign in, create a class, download.→PDFFacilitator's GuideHow to run it for clubs, orientation, or an elective, plus the workbook answers.↓PDF4-Session Workshop PlanRun-of-show for ~50-60 min sessions.↓

Workbook answers, with sample student answers, are at the back of the Facilitator's Guide. The quiz answer key is a free download for teachers and facilitators, kept off the public pages: how to get it.