Elementary Program
Grades 7-8Ontario Math — Strand F (Financial Literacy)
Money, saving, budgeting, and compound interest — plus a first look at investing the safe way, through index funds and diversification (not single-stock picking). Built for the Grade 7-8 band, where the Financial Literacy strand introduces interest and financial goals. Each session cites its specific Strand F expectation; the Teacher's Guide has the full alignment table.
PDF1 · Money & Smart SpendingNeeds vs. wants, ways to pay, and trade-offs.↓PDF1 · Teacher NotesThe trade-off, step by step: I do, we do, you do — a worked example, a class problem, and the answer key.↓PDF2 · BudgetingA plan for your money; saving for a goal.↓PDF3 · Compound InterestSimple vs. compound, and the debt trap.↓PDF4 · Saving vs. InvestingRisk & return, and diversifying with index funds.↓PDFStudent WorkbookOne fill-in checkpoint page per session; answers in the Teacher's Guide.↓PDFUnit QuizA ready-to-print test across all four.↓TEACHERSUnit Quiz · Answer KeyFree for teachers: sign in, create a class, download.→PDFTeacher's GuideHow to run it, the Strand F alignment, a rubric, and the workbook answers.↓PDF5-Day Lesson PlanPeriod-by-period script for ~40-min classes.↓
Workbook answers, with sample student answers, are at the back of the Teacher's Guide. The quiz answer key is a free download for teachers and facilitators, kept off the public pages: how to get it.